Friday, May 13, 2011

Doctors are treated like crap in Malaysia?

I remember when im in Paediatrics posting, our specialist asked the nurse to suck out saliva from a cerebral palsy patient. The nurse, totally ignored his request.

In other posting, surgery, i remember asking nurses about a patient condition who was in pain, his IV drip was not running, he asked me to tell the nurses. The nurse, being so busy, replied to me with a killing stare " saya sibuk. Biarlah patient tu." (somewhat like that)It happened in O&G too "kita tak cukup staff." I understand, they are under stress pertaining to the workload. But still, i've seen nurses having chill out time, but not housemen.



There were complains, that housemen rely to nurses so much. "Housemen ni, mendalah camni pun nak harapkan nurse buat" I remember hearing that quite often while im in the ward. And then, my friend Fairuz shared this article on facebook.


 I read an interesting article today about a few prominent figures addressing their concern over the increasing UKM and UM medical graduates who have left the country to continue their medical practice overseas.
After reading the news for 3 times, I called a very close friend, an MD (UKM) graduate to ask his opinion on how the news might have affected him. He has been working in Singapore for more than a decade as a Consultant Surgeon with a certain sub-specialty
"Why be a slave in your own country, when you are a king in another?" He replied.
Indeed, if anybody would want to find a reason why all of us left, either after housemanship, after being a specialist, or even after sub specializing, and now, even prior to doing housemanship, they need not look at our payslip, or the wealth that we have gained overseas, but only to the Medical System that has been rotting in the ignorance and politic-based stupidity that Malaysia has been well-known for (in the medical field).
I have served the system for nearly 2 decades of my career, waiting for it to improve for so long, and only finding myself in despair, quitting with a 24-hour notice and serving abroad. The system is, in my opinion, keeping doctors, since the beginning of their career as House Officers to the end of it, in the lowermost priority. When I was working there, doctors are so ill-treated, while the nurses and the medical assistants are overpowering us.
I still remember the days when I was doing seeing patients and rounds as an MO, while the staff nurses would mind their own business, having breakfast in the pantry, or having gossip chats at their own leisure. My House Officers would then have to do merely all the labour-work, up to the extent of setting intravenous drips, and serving medications. If I am to expect the nurses, my patients would have been dead, or the work would have been too slowly or incompletely done.
When I was a House Officer, I had to run down 4-5 floors just to review a blood investigation of a dying dengue patient. The ward staff would either be nowhere around, or will say that he is busy (busier than the doctor?) or the answer I got at that time:
"Doktor nak cepat, doktor turun sendirilah, gaji doktor lagi banyak dari saya"
Even when I was a Specialist, the staff nurses had to be called again and again just to make sure the management plan for the patient would be done. I was already used to answers from them:
“I’m busy with something else"
“My shift is already over"
...it was routine for me.
The Medical Assistants were worse. They would hide behind their so-called boss, the Head of Medical Assistant. They feel hiding behind him would make them not under our jurisdiction, that we have no power to instruct them in managing the patient, that they have power to manage own their own. I've seen them giving medications not as we prescribed, performing procedures without our knowledge, as if they are the actual "Doctors". They are in their own world, and we have to do their job, taking blood, labelling samples, and even cleaning gadgets from the procedures that we have done.
Oh, but the ministry loves this group. They even let them run a clinic now, instead of upgrading the clinics already run by doctors. The government feels that the MAs are very important and should never be ill-treated by those big bad doctors. One time when I was a District Hospital Medical Officer, I was conducting a delivery of a baby. An MA insisted that I remove my car which was block-parking his car. I answered through the phone that I was busy.
He came to the labor room and yelled "Semua orang pun sibuk jugak, macamlah doktor seorang yang sibuk!”
It is insulting that an MA or a staff nurse claims that they are BUSY, as busy as a doctor? As a Malaysian Doctor, I have even worked for 72 hours straight. I have experienced working until my 6 month old daughter did not recognize me at the end of the week.
Is that how busy they are? I am very sure that they are so busy, that they can only spend 2 hours at the nearby Mamak stall, or can only leave at 5:10 PM instead of 5, or can only have 1 hour of lunch.
The management staffs are worse. I have to beg and plead so that I can get my on-call claims, of RM25 per 48 hours of work. While sitting in an air-conditioned office, they will at their own leisure, process my call claims so that I will receive them by the next decade.
The state health or Hospital Director would just give another inspirational talk (of bollocks) on team effort and beauty of teamwork.
That is how Malaysian doctors are treated in the government sector: without respect, without dignity and without significance. Why?
It is because we are bound by ethics to try our best to save lives, despite how ill-treated we are. We hardly have time to complaint because we are too busy or tired, and we would rather spend the precious time resting or seeing our loved ones. The burden of trying to save lives is on our shoulders alone. No MAs or Staff nurses would shoulder it with us. They have their own bosses: the Sisters, Matrons, or Head of MAs, which job description is to ensure that the big bad doctors will not ask their underlings to do extra work.
This is how the Malaysian Ministry of Health have treated their doctors. I am very sure that in each and every doctor, there is a slowly-burning patience in serving the Malaysian people, which will eventually fade and cause them to surrender to serving a place that treats them better.
A few colleagues who graduated from UK choose to serve there:
"The pay is more, and we get the respect we deserve"
Another works in Brunei:
“Here the staff nurses respect Malaysian doctors, and they are very co-operative" (He ended up marrying one)
A few are consultants in Singapore (working with me):
"Here we are treated well, we spearhead the management, and every else do their work to the best of their capabilities".
A few even enjoys working in Indonesia:
“The work-load is horrible since there are a lot of patients, but we are well respected by every hospital personnel" (They have migrated there for nearly a decade)
I am sure that people will see doctors as power-hungry individuals who want to be the boss in the hospital. Trust me, after having graduated 6-7 years of medical school, earning a DEGREE, and subsequently MASTERS, and SUBSPECIALITY, you would expect a degree of respect and being considered important. We are trying our best to improve patient's quality of life, or making sure he lives another day. Is it too much to ask from the system that we are important?
I find that Malaysia is the only country that is making doctors' lives miserable and treated like rubbish. It was never about the pay in the first place. It is about the treatment we are getting and the false political-based promises. Do you know that the so-called circular about doctors can have the day off after working 24 hours straight released JULY 2009 is not yet implemented? Do you know that the raise of UD 41 to 44 does not involve every doctor in the government service?
We are waiting for improvement. We have waited a long time when we were working in the system. Somewhere along the line we decided to leave and wait outside the system. Until the system changes, we will continue to work overseas, in countries which are appreciative of us. Trust me, Malaysian-graduate doctors are considered highly skilful and competent in neighbouring countries, and the 15 % brain drain is more significant than you think.
We will return when the system prioritize us and gives us the quality of life we deserve.
If it stays the same, Malaysian Hospitals would end up having Staff nurses and Medical Assistants as "Doctors", and we would have to send patients to Indonesia for an appendicectomy.
Hear our voice. We hardly speak, but will usually fade away from conflict (and fly to another place).

by lakshmiregu on  Blog TheStar


50 comments:

  1. The government in this country doesn't give a damn about anything.
    They only govern in name.
    That's all.

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    Nama lengkap ……………..
    nomor telepon pribadi ................
    Negara ............... ..
    Alamat ................
    Negara ............ ..
    Umur ............ ..
    Anda telah menerapkan sebelumnya atau tidak. .............
    Status ............ ..
    jumlah pinjaman yang dibutuhkan. ..................
    Jangka waktu pinjaman ................
    Pendudukan……………..
    Pendapatan bulanan ……………

    Dalam pengakuan rincian ini kami akan mengirimkan perjanjian kami dengan jadwal pembayaran, dan jika Anda setuju dengan Syarat dan Ketentuan, Anda berdiri untuk mendapatkan pinjaman Anda dalam waktu 24 jam, tergantung pada tingkat keparahan dan urgensi, dan trust.I sedang menunggu respon cepat Anda.

    SEMOGA BERHASIL.

    ReplyDelete
  16. HOW I GET A LOAN HELP @ 2% INTEREST RATE

    I was not sure of getting a legit loan lender online But when i could not face my Debt any more, my son was on hospital bed for surgery that involve huge money and i also needed some money to refinance and get a good home then i have to seeks for Assistance from friends and when there was no hope any more i decide to go online to seek a loan and i find VICTORIA LAWSON Trust Loan Firm (marianlawson@outlook.com) with 2% interest Rate and applied immediately with my details as directed. Within seven Days of my application She wired my loan amount with No hidden charges and i could take care of my son medical bills, Renew my rent bill and pay off my debt. I will advice every loan seeker to contact VICTORIA LAWSON LOAN Company with marianlawson@outlook.com For easy and safe transaction.

    *Full Name:_________

    *Address:_________

    *Tell:_________

    *loan amount:_________

    *Loan duration:_________

    *Country:_________

    *Purpose of loan:_________

    *Monthly Income:__________

    *Occupation__________

    *Next of kins :_________

    *Email :_________

    ReplyDelete
  17. If you need a legitimate loan, a real loan to pay off your bills or debts, contact me now via email as johnlutherloanfirm1@outlook.com
    i am a registered and certified loan lender and i can offer you any amount of loan that you need.
    contact me today if you need a loan, my email is johnlutherloanfirm1@outlook.com
    regards

    ReplyDelete
  18. Do you need a loan? Are you a business man or woman and you need a loan to increase your business?? Do you need capital to start up a business? Whatever your loan problems might be, here comes your help as we offer loans to both individuals and firms at low and affordable interest rate.
    Contact us today at (carrenbenfirm@outlook.com or carrenbenfirm@gmail.com) to get your loan today.

    ReplyDelete
  19. Do not use all of these Private Money Lender here, there are not legitimate and if they have a free email account tag i.e. yahoo, gmail, hotmail, live etc then they are not legitimate. If they have telephone number with international dialing codes from Nigeria, India, UK, Singapore and France then you have to beware. A legitimate company would have a genuine website, personalized email address/account and based in the country they claim they are. I would recommend anyone looking a legitmate/trusted project and bsuienss loan lender to visit: WILLIAM BURKE LENDINGS LOCATED IN NEW YORK CITY, NY, USA as their reputation speaks louder than others in the industry when it come to obtaining all kinds of loans, mortgage, debt consolidation, debt financing, unsecured business loans, equipment loans, contruction loans, farm loans and Real Estate Loans. Their full website information and contact details are Tel No: +1 (646)-513-4428, Website: www.wburke-lendings.com or Email: finance@wburke-lendings.com located in New York City, New York. USA. Skype: wburke-lendings

    ReplyDelete
  20. I’m Ketesha Mills by name. I live in USA, i want to use this medium to alert all loan seekers to be very careful because there are scammers everywhere.Few months ago I was financially strained, and due to my desperation I was scammed by several online lenders. I had almost lost hope until a friend of mine referred me to a very reliable lender called Mr. Peter Jackson who lend me an unsecured loan of $85,000 under 2hours without any stress. If you are in need of any kind of loan just contact him now via: peterjacksonloan@gmail.com I‘m using this medium to alert all loan seekers because of the hell I passed through in the hands of those fraudulent lenders. And I don’t wish even my enemy to pass through such hell that I passed through in the hands of those fraudulent online lenders,i will also want you to help me pass this information to others who are also in need of a loan once you have also receive your loan from Mr. Peter Jackson, i pray that God should give him long life.

    God bless him forever.

    Ketesha Mills

    Testimony on how i got my loan

    ReplyDelete
  21. Welcome All To Jekins Loan Company { jekinsloancompany@yahoo.com}

    I am Angel Jekins, a private money lender. I give out loans with an interest rate of 2% per annual and within the amount of $1000.00 to $500,000,000.00 with 100% Project Funding with secured and unsecured loans are available. We are guaranteed in giving out financial services to our numerous clients all over the world. With our flexible lending packages, loans can be processed and funds transferred to the borrower within the shortest time possible. We operate under clear and understandable terms and we offer loans of all kinds to interested clients, firms, companies, and all kinds of business organizations, private individuals and real estate investors. Contact us now at { jekinsloancompany@yahoo.com}..


    +14105016847

    ReplyDelete
  22. Hello all loan seeker i want to quickly use this opportunity to thank Mr Larry Scott for transforming my life with the loan he helped me with last week i was searching for online lenders because my bank could not offer me the amount i am looking i want to start my business here in Florida because i just moved here and i have been scammed so many times by some fake lenders who promised to help me with loan i lost a lot of money to various lender until God sent Mr Larry Scott who help me with my loan without any collateral so if any one is looking a lender to trust contact him today with is private email (scottlarry816@gmail.com) on how to get loan.

    Thanks Larry God will all bless you for your good deed.

    Mr Andy Perry

    ReplyDelete

  23. Hello Every One,

    My Name is Mrs Barbara Arnold, i live in USA and life is worth living comfortably for me and my family now and i really have never seen goodness shown to me this much in my life as i am a struggling mum with three kids and i have been going through a serious problem as my husband encountered a terrible accident last two weeks, and the doctors states that he needs to undergo a delicate surgery for him to be able to walk again and i could not afford the bill for his surgery then i went to the bank for a loan and they turn me down stating that i have no credit card, from there i run to my father and he was not able to help, then when i was browsing through yahoo answers and i came across a loan lender Mr John Hawkins who provides loans at an affordable interest rate and i have been hearing about so many scams on the Internet but at this my desperate situation, i had no choice than to give it an attempt and surprisingly it was all like a dream, i received a loan of $35,000 USD and i payed for my husband surgery and thank GOD today he is okay and can walk and is working and the burden is longer so much on me any more and we can feed well and my family is happy today and i said to my self that i will shout aloud to the world of the wonders of GOD to me through this GOD fearing lender Mr John Hawkins and i will advise anyone in genuine and serious need of loan to contact this GOD fearing man Email him: johnhawkinsloans@gmail.com

    ReplyDelete
  24. Greetings to you by ADIA.

    We are a France-Paris based investment company known as Avit
    Development Investment Authority working on expanding its portfolio
    globally and financing projects.

    We would be happy to fund and invest with you in any profitable
    project if you have any viable project we can finance by making mutual
    investment with you. If you are interested, kindly contact us
    on:avitinvestmentauthority2@gmail.com for more details.

    Looking forward hearing from you soonest.

    Yours truly,
    Mrs Kristina Anderson
    (Personal Assistant)
    Avit Development Investment Authority(ADIA)
    501 Avenue Montaigne,75008 Paris-France
    Paris-France.Avit Development Investment Authority (ADIA)

    ReplyDelete
  25. My name is lewis Edward, I live in california U.S.A and i am a happy man today? I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to Them. He gave happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as a single parents with 3 kids, I meant this honest and GOD fearing loan lender online Mr DAVID MORRISON that helped me with a loan of $250,000.00 U.S. Dollar, He is indeed GOD fearing man, working with a reputable loan company.

    If you are in need of loan and you are 100% sure to pay back the loan please contact him [morrisonloansplc@yahoo.com].. and inform them MR Lewis Edward directed you....

    contact them with morrisonloansplc@yahoo.com OR Text (+1 361) 248-6711 for trust and urgent loan..

    ReplyDelete
  26. My name is lewis Edward, I live in california U.S.A and i am a happy man today? I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to Them. He gave happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as a single parents with 3 kids, I meant this honest and GOD fearing loan lender online Mr DAVID MORRISON that helped me with a loan of $250,000.00 U.S. Dollar, He is indeed GOD fearing man, working with a reputable loan company.

    If you are in need of loan and you are 100% sure to pay back the loan please contact him [morrisonloansplc@yahoo.com].. and inform them MR Lewis Edward directed you....

    contact them with morrisonloansplc@yahoo.com OR contact +1929-333-2081 for trust and urgent loan..

    ReplyDelete
  27. My name is lewis Edward, I live in california U.S.A and i am a happy man today? I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to Them. He gave happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as a single parents with 3 kids, I meant this honest and GOD fearing loan lender online Mr DAVID MORRISON that helped me with a loan of $250,000.00 U.S. Dollar, He is indeed GOD fearing man, working with a reputable loan company.

    If you are in need of loan and you are 100% sure to pay back the loan please contact him [morrisonloansplc@yahoo.com].. and inform them MR Lewis Edward directed you....

    contact them with morrisonloansplc@yahoo.com OR contact +1929-333-2081 for trust and urgent loan..

    ReplyDelete
  28. LOAN OFFER
    Do you need urgent loan requires your business or to finance any purpose? We are certified and legitimate and internationally licensed loan lenders offer loans to business enterprises , businesses and individuals at an affordable interest rate of 2% in us this special E -mails E -mails
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    ReplyDelete
  29. INFORMATION/TESTIMONY ON HOW I GOT A LIFE-CHANGING LOAN FROM EMINENT JOSH WORLD LOANS INC... (joshloancompany@yahoo.com OR +1 215-874-8060)

    I'm Walter J. Macias resident at 2270 Paul Wayne Haggerty Road, New Orleans, LA 70114. I want to share this great testimony on how I got my loan from JOSH WORLD LOANS INC...when my family were driven out of our home because I couldn't pay my bills anymore. After been scammed by various companies online and denied a loan by my bank as well as credit unions I visited. My kids were taken by the foster care; I was all alone in the street. Until a day I shamefully walked into an old school mate who introduced me to this God fearing loan company (JOSH LOAN COMPANY). At first I told him that I am not ready to take any risk of requesting a loan online anymore, but he assured me that I will receive my loan from them. On a second thought, due to my homelessness I took a trial and applied for the loan, I actually filled the loan application form and proceeded with all that was requested of me, luckily as God would have it, I was granted a loan of $75,000.00 which I applied from this company and I’m glad I took the risk and applied for the loan. My kids have been given back to me and now I own a home and a business of my own. All gratitude goes to EMINENT JOSH a God sent Loan Lender for giving a meaning to my life when I had lost all hope, so I made a vow to myself that I will keep testifying on the internet on how I got my fortunate life changing loan. Therefore without reservation, I strongly recommend JOSH LOAN COMPANY for anyone who needs a loan and BE FREE FROM SCAMS OVER THE INTERNET. You can get in contact with this great company via email at joshloancompany@yahoo.com or Call/Text them on +1 215-874-8060

    ReplyDelete
  30. INFORMATION/TESTIMONY ON HOW I GOT A LIFE-CHANGING LOAN FROM EMINENT JOSH WORLD LOANS INC... (joshloancompany@yahoo.com OR +1 215-874-8060)

    I'm Walter J. Macias resident at 2270 Paul Wayne Haggerty Road, New Orleans, LA 70114. I want to share this great testimony on how I got my loan from JOSH WORLD LOANS INC...when my family were driven out of our home because I couldn't pay my bills anymore. After been scammed by various companies online and denied a loan by my bank as well as credit unions I visited. My kids were taken by the foster care; I was all alone in the street. Until a day I shamefully walked into an old school mate who introduced me to this God fearing loan company (JOSH LOAN COMPANY). At first I told him that I am not ready to take any risk of requesting a loan online anymore, but he assured me that I will receive my loan from them. On a second thought, due to my homelessness I took a trial and applied for the loan, I actually filled the loan application form and proceeded with all that was requested of me, luckily as God would have it, I was granted a loan of $75,000.00 which I applied from this company and I’m glad I took the risk and applied for the loan. My kids have been given back to me and now I own a home and a business of my own. All gratitude goes to EMINENT JOSH a God sent Loan Lender for giving a meaning to my life when I had lost all hope, so I made a vow to myself that I will keep testifying on the internet on how I got my fortunate life changing loan. Therefore without reservation, I strongly recommend JOSH LOAN COMPANY for anyone who needs a loan and BE FREE FROM SCAMS OVER THE INTERNET. You can get in contact with this great company via email at joshloancompany@yahoo.com or Call/Text them on +1 215-874-8060

    ReplyDelete
  31. MARTINEZ LEXIE INVESTMENTS LIMITED HELPED ME OUT OF MY FINANCIAL MESS!!!

    I have been in financial mess for the pass 12 months now, I am a single mum with kids to look after. My name is Renee Joan Rothell, and am from Ridley Park, Pennsylvania. A couple of weeks ago My friend visited me and along our discussion she told me about Mr Martinez Lexie of ( Lexieloancompany@yahoo.com ); that he can help me out of my financial situation, I never believed cause I have spend so much money on different loan lenders who did nothing other than running away with my money. She advised I gave it a try because he helped her and some of her colleagues too by granting loans to revive their dying businesses. so I mailed him and explain all about my financial situation and therefore took me through the loan process which was very brief and easy.. After than my loan of 63,000.00 USD was approved and granted to me.. all i did was to follow the processing and be cooperative and today I am a proud business owner sharing the testimony of God-sent Lender. You can as well reach him through the Company website: http://lexieloans.bravesites.com OR text: +18168926958



    ReplyDelete
  32. MARTINEZ LEXIE INVESTMENTS LIMITED HELPED ME OUT OF MY FINANCIAL MESS!!!

    I have been in financial mess for the pass 12 months now, I am a single mum with kids to look after. My name is Renee Joan Rothell, and am from Ridley Park, Pennsylvania. A couple of weeks ago My friend visited me and along our discussion she told me about Mr Martinez Lexie of ( Lexieloancompany@yahoo.com ); that he can help me out of my financial situation, I never believed cause I have spend so much money on different loan lenders who did nothing other than running away with my money. She advised I gave it a try because he helped her and some of her colleagues too by granting loans to revive their dying businesses. so I mailed him and explain all about my financial situation and therefore took me through the loan process which was very brief and easy.. After than my loan of 63,000.00 USD was approved and granted to me.. all i did was to follow the processing and be cooperative and today I am a proud business owner sharing the testimony of God-sent Lender. You can as well reach him through the Company website: http://lexieloans.bravesites.com OR text: +18168926958



    ReplyDelete

  33. Do you need personal loan? Does your firm,company or industry need financial assistance? Do you need finance to start your business? Do you need finance to expand your business? We give out loan to interested individuals who are seeking loan with good faith. Are you seriously in need of an urgent loan contact us at Email:arabcreditefirm@gmail.com
    APPLICATION DETAILS
    Your Full Details:
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    You are to send this to our Company Email;arabcreditefirm@gmail.com

    ReplyDelete
  34. My name is Lewis Edward, I live in California U.S.A and i am a happy man today? I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to Them. He gave happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as a single parents with 3 kids, I meant this honest and GOD fearing loan lender online Mr DAVID MORRISON that helped me with a loan of $250,000.00 U.S. Dollar, He is indeed GOD fearing man, working with a reputable loan company.

    If you are in need of loan and you are 100% sure to pay back the loan please contact him [morrisonloansplc@yahoo.com].. and inform them MR Lewis Edward directed you....

    contact them with morrisonloansplc@yahoo.com OR contact +1 361-248-6711 for trust and urgent loan..

    ReplyDelete
  35. INFORMATION/TESTIMONY ON HOW I GOT A LIFE-CHANGING LOAN FROM EMINENT JOSH WORLD LOANS INC... (joshloancompany@yahoo.com OR +1 215-874-8060)

    I'm Walter J. Macias resident at 2270 Paul Wayne Haggerty Road, New Orleans, LA 70114. I want to share this great testimony on how I got my loan from JOSH WORLD LOANS INC...my family were driven out of our home because I couldn't pay my bills anymore. After been scammed by various companies online and denied a loan by my bank as well as credit unions I visited. My kids were taken by the foster care; I was all alone in the street. Until a day I shamefully walked into an old school mate who introduced me to this God fearing loan company (JOSH LOAN COMPANY). At first I told him that I am not ready to take any risk of requesting a loan online anymore, but he assured me that I will receive my loan from them. On a second thought, due to my homelessness I took a trial and applied for the loan, I'd filled the loan application form and proceeded with all that was requested of me, luckily as God would have it, I was granted a loan of $175,000.00 which I applied from this company and I’m glad I took the risk and applied for the loan. My kids have been given back to me and now I own a home and a business of my own. All gratitude goes to EMINENT JOSH a God sent Loan Lender for giving a meaning to my life when I had lost all hope, so I made a vow to myself that I will keep testifying on the internet on how I got my fortunate life changing loan. Therefore without reservation, I strongly recommend JOSH LOAN COMPANY for anyone who needs a loan. You can get in contact with this great company via email at joshloancompany@yahoo.com or Call/Text them on +1 215-874-8060

    ReplyDelete
  36. INFORMATION/TESTIMONY ON HOW I GOT A LIFE-CHANGING LOAN FROM EMINENT JOSH WORLD LOANS INC... (joshloancompany@yahoo.com OR +1 215-874-8060)

    I'm Walter J. Macias resident at 2270 Paul Wayne Haggerty Road, New Orleans, LA 70114. I want to share this great testimony on how I got my loan from JOSH WORLD LOANS INC...my family were driven out of our home because I couldn't pay my bills anymore. After been scammed by various companies online and denied a loan by my bank as well as credit unions I visited. My kids were taken by the foster care; I was all alone in the street. Until a day I shamefully walked into an old school mate who introduced me to this God fearing loan company (JOSH LOAN COMPANY). At first I told him that I am not ready to take any risk of requesting a loan online anymore, but he assured me that I will receive my loan from them. On a second thought, due to my homelessness I took a trial and applied for the loan, I'd filled the loan application form and proceeded with all that was requested of me, luckily as God would have it, I was granted a loan of $175,000.00 which I applied from this company and I’m glad I took the risk and applied for the loan. My kids have been given back to me and now I own a home and a business of my own. All gratitude goes to EMINENT JOSH a God sent Loan Lender for giving a meaning to my life when I had lost all hope, so I made a vow to myself that I will keep testifying on the internet on how I got my fortunate life changing loan. Therefore without reservation, I strongly recommend JOSH LOAN COMPANY for anyone who needs a loan. You can get in contact with this great company via email at joshloancompany@yahoo.com or Call/Text them on +1 215-874-8060

    ReplyDelete
  37. Adakah anda sedang mencari pinjaman? anda berada di tempat yang tepat untuk penyelesaian pinjaman anda di sini! Global Finance Limited memberi pinjaman kepada syarikat-syarikat dan individu pada kadar faedah yang rendah dan berpatutan 2%. sila hubungi kami melalui e-mel melalui (bellaalbert6@gmail.com)


    DATA PERMOHONAN

    1) Nama Penuh:
    2) Negara:
    3) Alamat:
    4) Negeri:
    5) Seks:
    6) Status perkahwinan:
    7) Pekerjaan:
    8) Nombor telefon:
    9) Kedudukan Semasa di tempat kerja:
    10) Pendapatan bulanan:
    11) Jumlah Pinjaman yang diperlukan:
    12) Tempoh Pinjaman:
    13) Tujuan pinjaman:
    14) Agama:
    15) Adakah anda memohon sebelum:
    16) Tarikh lahir:
    Terima kasih,

    ReplyDelete
  38. Adakah anda sedang mencari pinjaman? anda berada di tempat yang tepat untuk penyelesaian pinjaman anda di sini! Global Finance Limited memberi pinjaman kepada syarikat-syarikat dan individu pada kadar faedah yang rendah dan berpatutan 2%. sila hubungi kami melalui e-mel melalui (bellaalbert6@gmail.com)


    DATA PERMOHONAN

    1) Nama Penuh:
    2) Negara:
    3) Alamat:
    4) Negeri:
    5) Seks:
    6) Status perkahwinan:
    7) Pekerjaan:
    8) Nombor telefon:
    9) Kedudukan Semasa di tempat kerja:
    10) Pendapatan bulanan:
    11) Jumlah Pinjaman yang diperlukan:
    12) Tempoh Pinjaman:
    13) Tujuan pinjaman:
    14) Agama:
    15) Adakah anda memohon sebelum:
    16) Tarikh lahir:
    Terima kasih,

    ReplyDelete
  39. Hello,
    Ini adalah untuk memaklumkan kepada orang ramai bahawa Puan Jane Alison, pemberi pinjaman pinjaman peribadi mempunyai membuka peluang kewangan untuk semua orang yang memerlukan apa-apa bantuan kewangan. Kami memberi pinjaman pada kadar 2% kadar faedah kepada individu, syarikat dan syarikat-syarikat di bawah terma dan syarat yang jelas dan mudah difahami. hubungi hari ini kami melalui e-mel supaya kita boleh memberikan syarat-syarat pinjaman dan syarat-syarat kami di: (saintloanss@gmail.com)

    ReplyDelete

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